Household Insurance

• A. Household Executive1.   Fire and Smoke
  2.   Lightning
  3.   Explosion
  4.   Impact by aircraft or with any vehicle or animal
  5.   Earthquake or Volcanic Eruption
  6.   Storm, Tempest and Flood
  7.   Theft/Robbery
  8.   Strikes, Riots, Civil Commotions or Labour Disturbances
  9.   Malicious Acts
  10. Leakage or escape of water or oil (including the cost of identifying and locating the source of the proximate cause of the damage as      well as the costs of repairing or replacing such pipes)
  11. Falling trees or branches
  
  Additional Covers
  
  1. Consulting Engineers, Architects, Removal of Debris and Public Authorities costs up to 10% of the sum insured for the building
  2. Loss of Rent up to six months with the maximum payable amount being 10% of the sum insured for the building
  3. Alternative Accommodation Expenses up to 10% of the sum insured for the building if you own the house or €2.000 if you rent the house from third parties
  4. Accidental Death Benefit in case of the insured's death or the death of a member of his/her family living permanently in the house due to fire, explosion of boiler or gas, lightning or thieves up to €20.000 per person with a maximum aggregate amount of €80.000
  5. Your Liability as Owner or Tenant up to €200.000 
  6. Accidental damage to cables or to underground services up to €5.000
  
• B. Maxi Cover (optional - additional to the above) This optional extension includes the following:
  
  1.   Theft of cash up to €250
  2.   Replacement of external locks if the keys are stolen or lost up to €500
  3.   Loss of or damage to contents in the open up to €2.000
  4.   Accidental breakage of audio-visual equipment and computers up to €1.000
  5.   Loss of metered water up to €750
  6.   Loss of domestic heating oil or liquefied petroleum gas up to €750
  7.   Your legal liability to domestic employees up to €10.000
  8.   Financial loss following unauthorised use of your credit cards up to €1.000
  9.   Loss or damage caused by putrefaction of the contents of your freezer/refrigerator up to €500
  10. Accidental breakage of glass of the building or fixed mirrors, glass tops to furniture and tops of cookers up to €500
  11. Loss or damage to your contents while they are being moved to your new permanent home up to 10% of the sum insured for the contents
  12. Unlimited unoccupancy period
  
• C. All Risks Coverage (optional)We can provide All Risks Coverage for specified personal property such as items of  gold, silver, pearls, jewellery, watches, laptops, tablets, etc. This cover provides compensation in case of accidental and unforeseen loss of or damage to the property insured under two options: (a) within Cyprus or (b) worldwide.

Important Note: The above constitutes a summary of the product features. Full details as to policy covers, conditions and exclusions are contained in Atlantic’s relevant Insurance Policy document.